Every Out of School Childcare setting manages risk every day, whether that involves staff, premises, equipment, activities or communication with families. Having appropriate insurance in place is one way to support your club’s wider risk management approach. Morton Michel’s core covers are designed to help protect childcare, education and children’s activity providers. These include : 

• Public liability 

• Employers’ liability 

• Professional indemnity  

• Legal expenses insurance.  

Together, these covers can help provide support if something goes wrong and a claim or dispute arises.  

We encourage you to review your current activities, risk assessments and insurance arrangements to make sure your cover continues to reflect the way your club operates.